Quick answer: If you hold C-39 Roofing, C-8 Concrete, C-20 HVAC, C-22 Asbestos Abatement, or D-49 Tree Service, California requires workers’ compensation today even with zero employees under SB 216. All other CSLB classifications must comply by January 1, 2028 under SB 1455. Reviewed by Pascal Burke, Licensed CA Insurance
By Pascal Burke, Licensed Insurance Broker (CA License #6015321 / TX License #3305690), Founder of ContractorsInsured.net Last updated: [05/06/2026] Editorial note: This article is educational and intended for California roofing contractors and the professionals who advise them. ContractorsInsured.net is a licensed California insurance brokerage (CA License #6015321), not a law
Quick answer: SB 1455 is a California law requiring every CSLB-licensed contractor to carry workers’ compensation insurance by January 1, 2028. It extends SB 216’s mandate beyond five high-hazard trades to all CSLB classifications. Sole proprietors without employees may qualify for a verified exemption through a CSLB process launching January
By Pascal Burke, Licensed California Insurance Broker (CA License # 6015321), Founder of ContractorsInsured.net Last updated: May 18, 2026 Editorial disclosure: This article is educational and intended for California contractors and the professionals who advise them. ContractorsInsured.net is a licensed California insurance brokerage (CA License # 6015321), not a law
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Fine print: CA Lic #6015321 • TX Lic #3305690 • Licensed in all 50 states
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