Independent broker · California & TexasCA #6015321 · TX #3305690 · (949) 522-3284
Contractor insurance · CA & TX

Contractor Insurance Service Areas in California and Texas

ContractorsInsured.net is an independent insurance broker for contractors serving California and Texas. Pick your state and metro, then choose your trade and the policy you need.

California & TexasMultiple carriersFast COIs

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Send the basics. Bid deadline? Say so and we move first.

Already a client? Request a COI · or call (949) 522-3284

In short

ContractorsInsured.net is a licensed insurance brokerage serving contractors across California and Texas. Top metros include Los Angeles, San Diego, San Francisco, Houston, Dallas-Fort Worth, San Antonio, and Austin. Choose your state and metro for trade and policy pages, fast COIs, and endorsements. We shop multiple carriers where available and help contractors meet bid and compliance requirements.

Written and reviewed by Pascal Burke, Licensed Insurance Broker, founder of ContractorsInsured.net, a licensed brokerage serving contractors in California and Texas. CA License #6015321 · TX License #3305690. Licensing and disclosures.
// 01 · Where we serve

Where we serve

In brief: We serve contractors across California and Texas.

We serve contractors across California and Texas. Use this page to pick your state and metro area, then choose your trade and the policy you need. We shop multiple carriers where available and help contractors meet bid and compliance requirements, including COIs and common endorsements.

You will see language like "serving {metro} and surrounding areas" on metro pages. That is intentional. Coverage availability and turnaround depend on your trade, operations, and carrier underwriting rules.

If you need coverage or documents quickly, start with Get a Quote or Request a COI (existing clients).

// 02 · Choose your state

Choose your state

In brief: Start with your state hub to find metros, trade pages, and state money pages.

Start with your state hub to find metros, trade pages, and state-level money pages by trade and policy.

// 03 · California metros

California metros we serve

In brief: Pick the metro closest to where you are bidding or operating.

Pick the metro closest to where you are bidding or operating so we can match common compliance workflows and job types.

Not seeing your city? Use the quote form and select your closest metro. We serve California and surrounding areas.

// 04 · Texas metros

Texas metros we serve

In brief: Choose your Texas metro to find pages by trade and policy.

Choose your metro to find location-specific pages by trade and policy, plus local bid and compliance patterns.

  • Dallas to Fort Worth
  • Houston
  • San Antonio
  • Austin
  • El Paso
  • Corpus Christi
  • McAllen
  • Lubbock
// 05 · What you will find

What you will find on state and metro pages

In brief: Location pages route you to the right trade, policy, and compliance content.

Location pages are built to route you to the right trade and policy content without cannibalizing intent. On location pages you can quickly navigate to:

Helpful starting points: Trades, Policies, and Compliance.

// 06 · Need documents fast

Need documents fast? COI and endorsement routing

In brief: Existing clients request a COI; new contractors start with a quote.

If you are already a client, Request a COI is the fastest path. If you are not, start with Get a Quote.

Compliance reading in plain language:

// 07 · Fast quote checklist

Fast quote checklist

In brief: Share these basics so we can move faster and reduce underwriting back-and-forth.

If you can share the basics below, we can usually move faster and reduce underwriting back-and-forth. Have this ready:

  • Trade (roofing, general contractor, plumbing)
  • State and metro (where you are operating or bidding)
  • Years in business
  • Revenue range and payroll range
  • Subcontractor usage and rough percent
  • Claims in the last 3 to 5 years (yes or no plus short details)
  • If a GC has requirements: upload the requirement page or paste the endorsement wording

No policy yet but a GC wants a COI? We quote general liability the same business day, bind, and issue the certificate right after. Already covered? Send the certificate holder details and endorsement wording and we match it.

// FAQ · Quick answers

FAQs: Contractor insurance service areas in California and Texas

Do you have local offices in every metro listed?
We serve contractors in each listed metro and surrounding areas.
Can you help outside California and Texas?
California and Texas are the initial focus. If you operate elsewhere, submit a quote request and we will confirm whether we can support your state based on licensing and carrier options.
Which trades do you focus on?
Roofing contractors, general contractors, and plumbing contractors are the initial focus trades.
Is a COI the same as an endorsement?
No. A COI is proof of coverage and limits at a point in time. Many requirements are granted by endorsement when available and approved.
How fast can I get a quote or a COI?
Timing depends on completeness and carrier underwriting. COIs are fastest when the request is complete; endorsements can add time due to carrier review.
What is the best page to start on?
If you want coverage options, start with Get a Quote. If you are an existing client needing job documents, start with Request a COI. If you are researching, start with your state or metro page and then choose your trade.
How fast can ContractorsInsured cover a California or Texas contractor?
We typically return two to three quote options within 24 to 72 hours once we have your trade, revenue, payroll, subcontractor use, and claims history, and we issue the COI immediately after binding.

This is general information, not legal advice. Coverage, eligibility, policy forms, endorsements, and pricing vary by carrier and underwriting approval. Specific contract language and bid packet requirements should be reviewed with your broker before binding.

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