ContractorsInsured.net is an independent insurance brokerage for contractors, founded by licensed broker Pascal Burke and serving California and Texas. We shop coverage across multiple carriers, not a single-carrier pitch, for roofing, general, and plumbing contractors, and we move fast on COIs, endorsements, and bid-compliance paperwork.
Meet the team
ContractorsInsured.net is an independent insurance brokerage for contractors, founded by licensed broker Pascal Burke and serving California and Texas. We shop coverage across multiple carriers, not a single-carrier pitch, for roofing, general, and plumbing contractors, and we move fast on COIs, endorsements, and bid-compliance paperwork.
Our role in your business
Contractors need two things from insurance: coverage that fits the work, and paperwork that matches contract requirements. We are built around both. What we help with most often:
- Multi-carrier shopping for contractor coverage (not a single-carrier one option pitch)
- Bid compliance support: COIs plus common endorsements
- Clear quote checklists so underwriting does not stall
- Basic claims intake and routing support when something happens
What we focus on: trades and coverage
We stay trade-specific because underwriting and compliance are different for each contractor type.
Initial trade focus
- Roofing contractors
- General contractors
- Plumbing contractors
Common policies we place for contractors
- General Liability (GL)
- Workers' Compensation (WC), including ghost where applicable with careful disclosures
- Commercial Auto
- Bonds
- Tools and Equipment (inland marine)
- Umbrella and excess
- Builder's risk
- Professional liability (E&O)
How we handle compliance: COIs and endorsements
Many insurance issues are compliance issues. We help you request the right items the right way so you can keep bids and jobs moving. Common requests we support:
- Certificate of Insurance (COI)
- Additional Insured endorsement
- Primary and Noncontributory
- Waiver of Subrogation
Fast lane note: if a job is deadline driven, tell us early in the quote flow. Speed depends on complete information and carrier rules.
Our standards: advice, documentation, and content
Insurance is regulated and high trust. We keep recommendations clear, documentable, and consistent with visible site content and disclosures.
How we review recommendations
- We start with how you actually operate: job types, subs use, payroll, revenue, vehicles, and claims history.
- We confirm contract requirements before requesting endorsements.
- We avoid promises we cannot control. Carrier underwriting and approval are carrier driven.
- We use plain language and flag when something is commonly required by contracts versus guaranteed by law.
How we review educational content on this site
- We write for busy contractors: short sentences, direct answers, scannable checklists.
- We separate proof versus coverage changes (COI versus endorsement).
- We include practical what to verify steps to reduce back-and-forth.
We update pages when carrier practices, forms, or common requirements change.
Team members
Real people, real roles, and clear accountability. We point to disclosures for full legal language.
Pascal Burke
Founder and Licensed Insurance Broker. Pascal Burke is a Licensed Insurance Broker, CA License #6015321, TX License #3305690. As an independent broker, Pascal works across multiple carriers to place general liability insurance for contractors and other coverage. Learn more about how we work across California and Texas.
Quick checklist: what helps us move fast
Better inputs create faster quotes and fewer revisions on COIs and endorsements. Have this ready when you reach out:
- Trade and job types (service versus new build, residential versus commercial)
- State and metro where you work
- Revenue and payroll ranges
- Subcontractor use (rough percent and what trades)
- Claims history
- Vehicles and drivers (if applicable)
- Bid packet requirements and certificate holder details
Got your details ready? Start a quote and we will take it from there.
Who we are: direct answers before you start a quote
Direct answers to common who are you questions contractors ask before starting a quote.
Are you a direct carrier or a broker?
We are an independent broker. We shop coverage with multiple carriers and help contractors match coverage to trade and compliance requirements.
Do you guarantee approval or the lowest price?
No. Underwriting and pricing are carrier driven. We focus on fit, clarity, and getting you compliant without surprises.
Do you serve my area?
We currently serve contractors in California and Texas, including major metros and surrounding areas. See our California and Texas service areas for details.
Where can I see licensing and disclosures?
Use the disclosures page for licensing language, limitations, and important disclaimers.
Who founded ContractorsInsured.net?
Pascal Burke, Licensed Insurance Broker, CA License #6015321, TX License #3305690. As an independent broker, Pascal works across multiple carriers to place coverage for contractors.