We focus on three contractor trades in California and Texas: roofing, general, and plumbing. Each has its own page with the coverage that trade typically needs, what drives cost, and the COIs and endorsements that bids require. Not your exact trade? Get a quote and we will confirm fit. As ContractorsInsured.net (CA Lic #6015321 / TX Lic #3305690), we shop multiple carriers for California and Texas contractors across every trade, quote the same business day, and issue the COI right after binding.
No policy yet but a GC wants a COI? We quote general liability the same business day, bind, and issue the certificate right after. Already covered? Send the certificate holder details and endorsement wording and we match it.
Choose your trade
- Roofing Contractors heights and steep-slope work, tear-offs, hot work, and the endorsements roofers get asked for most.
- General Contractors subcontractor risk transfer, broad job mix, and contract-driven limits and endorsements.
- Plumbing Contractors water-damage exposure, service versus new construction, and excavation or trenching work.
- Demolition Contractors structural collapse and XCU exposure, city permit insurance gates like Dallas and San Antonio, and E&S market access for high-hazard classes.
- Foundation Contractors expansive clay and earth-movement exposure, completed-operations tails that run for years, and the E&S placements underpinning work often needs.
- Restoration Contractors water, fire and mold work where the biggest exposure is excluded from standard GL, plus the Texas TDLR mold license insurance mandate.
Policies contractors typically need
- General Liability the bid-packet baseline for third-party injury and property damage.
- Workers' Compensation for employee injuries, required by most contracts with a crew.
- Commercial Auto for trucks, vans, and trailers used for work.
- Add-ons as contracts require: Contractor Bonds, Tools & Equipment, Umbrella & Excess, Builder's Risk, and Professional Liability (E&O).
Bid and compliance requirements we help with
A Certificate of Insurance proves your coverage and limits at a point in time, while endorsements like Additional Insured, Primary & Noncontributory, and Waiver of Subrogation actually modify the policy. We help with both, subject to carrier approval and the exact wording required. See all compliance requirements.
Where we serve
We serve contractors across California and Texas and the surrounding metros, with trade and coverage pages and bid-compliance support for each state.