Contractors Insured is an independent broker serving Houston and surrounding areas. We help roofing, general, and plumbing contractors shop coverage with multiple carriers and meet bid and jobsite compliance requirements, including turning COIs and common endorsements quickly and placing core policies like General Liability, Workers' Comp (including ghost where applicable), and Commercial Auto. Requirements vary by contract, project, and carrier.
Contractor insurance in Houston, TX
Contractors Insured is an independent insurance broker serving Houston and surrounding areas. We help roofing contractors, general contractors, and plumbing contractors shop coverage with multiple carriers and meet bid and jobsite compliance requirements.
That includes turning COIs and common endorsements quickly, plus placing core policies like General Liability, Workers' Comp (including ghost where applicable), and Commercial Auto. Requirements vary by contract, project, and carrier.
On a deadline? Start a quote or request a certificate for an active Houston job.
Serving Houston contractors
We support Houston-area contractors with coverage placement and compliance documentation. If you work across the Houston metro, insurance usually becomes urgent when you are bidding, onboarding into a compliance portal, or starting a job that requires exact COI and endorsement wording. Common triggers include:
- Bid packets that specify endorsement requirements (AI, PNC, WOS)
- Owner or GC portals that reject COIs over small details
- Projects where you need updated certificates for a new GC, owner, property manager, or lender
For broader coverage details, see our guide to general liability insurance for Texas contractors and our overview of general liability insurance for contractors. You can also start from the Texas hub.
Pick your trade in Houston
Start with your trade so the guidance matches how you bid, staff, and run jobs.
Roofing contractors (Houston)
General contractors (Houston)
Plumbing contractors (Houston)
Prefer the national trade overviews first? See roofing, general contractors, and plumbing.
Common compliance needs we help with (COIs and endorsements)
Most delays happen when the COI details or endorsement wording does not match the requirement page. We help you request the right items so you get fewer rejections. Common requirements you may see on Houston-area jobs include:
- Certificate of Insurance (COI)
- Additional Insured endorsement
- Primary and Noncontributory
- Waiver of Subrogation
- Premium audit prep
- Contractor class codes
If you use subcontractors, build your process early with subcontractor insurance compliance. For the full library, visit the compliance hub.
Need a COI today? Existing clients can request one; new contractors can start a quote and upload the requirement page so limits and wording are matched correctly.
What to have ready for a faster Houston quote
Quotes move faster when underwriting basics are clear up front and you include the requirement page if the job is compliance-driven. When you start a quote, be ready with:
- Trade (roofing, GC, plumbing) and a short description of typical jobs
- Where you operate (Houston metro and surrounding areas)
- Revenue range and payroll range (estimates are fine to start)
- Subcontractor usage percentage (rough estimate)
- Claims history (basic summary)
- Vehicles used for work (if quoting commercial auto)
- Optional upload: current declarations pages, prior COIs, or contract and bid insurance requirements
Tip: If the issue is a portal rejection or a bid deadline, say that in step 1 so it can be routed for priority handling.