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Blog · Contractor insurance

Contractor Insurance Blog

Cost guides, compliance how-tos, and bid-ready tips for California and Texas contractors. Written and reviewed by a licensed broker.

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Featured · Blog

CSLB Workers’ Comp Requirements: Which California Trades Need WC With Zero Employees (SB 216 Today, All Trades by 2028)

If you hold C-39 Roofing, C-8 Concrete, C-20 HVAC, C-22 Asbestos Abatement, or D-49 Tree Service, California requires workers’ compensation today even with zero employees under SB 216. All other…

Reviewed by Pascal Burke · 13 min read
Blog

Roofing Contractor Insurance California: Why C-39 Costs What It Does (And How to Lower It)

Pascal Burke · 15 min
Blog

Additional Insured, Primary & Noncontributory, and Waiver of Subrogation: What Your GC Is Really Asking For

Pascal Burke · 19 min
Blog

Ghost Policy Texas: When It Works, When It Burns You (And the One-Employee Trap)

Pascal Burke · 21 min
Blog

SB 1455: California’s 2028 Workers’ Comp Mandate for All CSLB Contractors (What Every Licensed Contractor Needs to Know)

Pascal Burke · 19 min
Blog

Why Your California Contractor Insurance Went Up 20-40% This Year

Pascal Burke · 22 min
Blog

How Much Does General Liability Insurance Cost in Houston, Texas? (2026 Guide)

Pascal Burke · 32 min
Blog

How Much Does General Liability Insurance Cost in Fort Worth, Texas? (2026 Guide)

Pascal Burke · 28 min
Blog

Workers’ Comp Ghost Policy in California: What Contractors Need to Know Before They Buy

Pascal Burke · 24 min
Blog

How Much Does Contractor Insurance Cost? A Breakdown by Trade, Policy, and State

Pascal Burke · 19 min

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