Send a few basics about your business and what you need, and we shop multiple carriers for contractors in California and Texas. Complete requests move the same business day, and we prioritize COIs and endorsements when you have a bid deadline.
What you will get from this quote
We can typically help you quote and structure the common contractor policies, including:
- General Liability (GL) the bid-packet baseline for third-party injury and property damage.
- Workers' Compensation (WC) including a ghost policy where applicable, with clear disclosures.
- Commercial Auto for trucks, vans, and trailers used for work.
- Contractor Bonds bid, performance, and payment bonds.
- Tools & Equipment, Umbrella & Excess, Builder's Risk, and Professional Liability (E&O) as your contracts require.
If you need bid compliance support, we also help with COIs and common endorsements (Additional Insured, Primary and Noncontributory, Waiver of Subrogation).
What happens after you submit
- We review and confirm details. If something affects underwriting (job types, subs, vehicles, claim details), we may ask one or two quick follow-ups.
- We shop multiple carriers. As an independent broker, we compare options instead of forcing a one-carrier answer.
- We return recommended options. You get coverage guidance, the expected requirements, and what we need to bind.
Response expectations: many requests can move the same business day when the form is complete. Complex operations, unusual exposures, or endorsement-heavy requests can take longer.
No policy yet but a GC wants a COI? That is our specialty
Many of the contractors who call us with a COI deadline do not have the policy yet. The fix is a fast GL bind: complete quote requests often move the same business day, and the COI is issued right after binding. Submit this quote form and select Today under bid deadline so we route it first.
If you are an existing client, use the fast lane: request a COI with the certificate holder, job, limits, and any required wording.
Not sure what is being asked of you? Start with Certificate of Insurance basics and the compliance requirements overview.
Where we work
We serve contractors in California and Texas and the surrounding metros, including California and Texas trade and coverage pages with bid-compliance support.