Get a Contractor Insurance Quote
What you will get from this quote
We can typically help you quote and structure common contractor policies like:
- General Liability (GL) →
- Workers’ Compensation (WC) (including ghost where applicable, with clear disclosures) →
- Commercial Auto →
If you need bid compliance support, we also help with COIs and common endorsements (Additional Insured, Primary and Noncontributory, Waiver of Subrogation).
Two-step quote form (how it works)
What happens after you submit
We confirm what you do, shop carriers, then come back with options and next steps.
- We review and confirm details
If something impacts underwriting (job types, subs, vehicles, claim details), we may ask one or two quick follow-ups. - We shop multiple carriers
As an independent broker, we compare options instead of forcing a one-carrier answer. - We return recommended options
You will get coverage guidance, expected requirements, and what we need to bind.
Response expectations (set realistic):
Many requests can move the same business day when the form is complete. Complex operations, unusual exposures, or endorsement-heavy requirements can take longer depending on carrier underwriting rules.
Need a COI or endorsements fast?
Most delays come from missing certificate holder details or unclear endorsement wording.
If you are an existing client, use the fast lane:
If you are new to us and a GC needs a COI for bidding, still submit this quote form and select urgent compliance in Step 1 so we can route it correctly.
Helpful reading:
Service area
We serve contractors in California and Texas and surrounding areas. We do not claim local offices we do not have.
Explore locations:
- California →
- Texas →
FAQs
These are the questions contractors ask before submitting a quote request.
How fast can I get a contractor insurance quote?
Often the same business day once we have complete basics. Carrier underwriting and the complexity of your operation can extend timing.
What is the minimum information you need to start?
Trade, state, contact info, what you need help with, and your effective date. For pricing, we also need revenue, payroll, subs use, and claims history.
Can you help if my GC requires Additional Insured and Primary and Noncontributory?
Yes. Include the requirement wording or upload the bid packet page so we can request the correct endorsements where available.
Is a COI the same as an endorsement?
No. A COI is proof of coverage. Many requirements must be granted by endorsement.
Do you only quote roofing, general contractors, and plumbing contractors?
Those are the initial focus trades. If you are adjacent, submit the form and we will confirm whether your operation fits our carrier options.
Do you guarantee approval or the lowest rate?
No. Underwriting and pricing are carrier-driven. We focus on fit, clarity, and compliance support.
Do you provide legal advice on contract requirements?
No. Requirements vary by contract, project, and carrier. We can explain insurance terms and help you request common items correctly.
