Privacy Policy
Last updated: [Month Day, Year]
ContractorsInsured.net collects information you provide when you request a quote, request a COI, or contact us. We also use standard website tools like analytics and conversion tracking to understand site performance and improve service. We use your information to respond to requests, shop coverage with carriers, issue policy documents, and support compliance items like COIs and endorsements. Questions about this policy can be sent to the contact details below.
Who we are
- Website: ContractorsInsured.net
- Business name (legal entity): [Legal Entity Name]
- Email: [privacy@contractorsinsured.net or your email]
- Phone: [Phone Number]
- Mailing address: [Address]
Information we collect
Examples include:
- Contact details: name, company, email, phone
- Business details: trade, state, metro, years in business
- Quote details: revenue range, payroll range, subcontractor use, claims history, effective date
- Compliance details: certificate holder name and address, job name and job address, required limits, endorsement requests, recipient emails
How we use your information
We use information to deliver quotes and service, and to operate and improve the website.
We may use information to:
- Respond to your requests and communicate with you
- Shop coverage with insurance carriers and wholesalers (as applicable)
- Prepare applications, submit underwriting information, and support binding when requested
- Issue or request policy documents, COIs, and endorsements (subject to carrier rules and approvals)
- Route urgent requests (for example, deadline-driven COI or endorsement needs)
- Maintain internal records for service, audit trails, and compliance
- Prevent fraud, protect security, and enforce our Terms of Use
- Measure marketing and website performance and improve conversion flows
How we share information
We share information only when needed to provide insurance services, operate the site, or meet legal requirements.
We may share information with:
- Insurance carriers, MGAs, and wholesalers to quote, underwrite, and service policies
- Service providers that help us run the site and business operations (for example: website hosting, form tools, analytics, customer support tools)
- Call and form tracking providers to measure marketing and service performance (see Tracking section below)
- Professional advisors such as legal, accounting, and compliance support, when needed
- Authorities or other parties if required by law, subpoena, or to protect rights and safety
We do not share uploaded documents or quote details publicly. We do not publish personal data on the site.
Cookies, analytics, and tracking
We use common tools to understand website performance and improve lead routing and service speed.
Cookies
Cookies are small files stored on your device. We use cookies to:
- Keep the site working properly
- Remember basic preferences
- Measure traffic and performance
You can control cookies through your browser settings. Disabling cookies may affect site functionality.
Analytics
We may use analytics tools such as:
- Google Analytics (GA4) to measure site usage and conversion.
- Google Search Console (GSC) to understand search visibility and site health
Form tracking and conversion measurement
We may track form starts and submissions so we can improve the quote and COI workflows and fix drop-offs.
Call tracking
We may use call tracking numbers and logs to attribute calls to campaigns and improve service routing. Call tracking may collect call metadata (like time and duration). If call recording is used, we will disclose it at the start of the call where required.
Your choices
You can request access or changes to your information, and you can opt out of certain communications.
- Marketing emails: You can unsubscribe using the link in the email (if provided) or contact us to opt out.
- Information updates: You can request corrections if information is inaccurate.
- Document handling: If you uploaded the wrong file, contact us and we will address it in our records where feasible.
To make a request, contact us at: [privacy@contractorsinsured.net].
Data retention
We keep information as long as needed for quotes, service, compliance, and legal or regulatory reasons.
Retention depends on what you requested (quote only vs active policy service), and on business and legal requirements. When information is no longer needed, we take reasonable steps to delete or de-identify it.
Security
In brief: We use reasonable safeguards designed to protect information, but no system is 100 percent secure.
We use administrative, technical, and organizational measures appropriate to the sensitivity of the data we handle. Do not email highly sensitive information unless requested and necessary.
Children’s privacy
In brief: This site is intended for business use by contractors and business owners, not children.
We do not knowingly collect personal information from children under 13.
State privacy rights
In brief: Depending on where you live, you may have additional privacy rights under state law.
If you are a resident of a state with privacy laws (including California), you may be able to request:
- Access to certain personal information we have about you
- Correction of inaccurate information
- Deletion of certain information, subject to exceptions (for example, compliance and recordkeeping)
To submit a request: email [privacy@contractorsinsured.net] with the subject line “Privacy Request.”
Optional (include only if accurate):
- “We do not sell personal information.”
- “We do not share personal information for cross-context behavioral advertising.”
Changes to this policy
In brief: We may update this policy as our site, tools, or requirements change.
We will post updates on this page and revise the “Last updated” date. Material changes may also be communicated via the contact information you provided.
