about the company

Meet the Team

We are an independent insurance broker focused on contractors. We place coverage with multiple carriers, help you meet bid and compliance requirements, and move fast on COIs, endorsements, and policy documents when deadlines hit. Our current service footprint is California and Texas, serving metros
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Licensing and Disclosures

Our role in your business

Contractors need two things from insurance: coverage that fits the work, and paperwork that matches contract requirements. We are built around both. What we help with most often:
Multi-carrier shopping for contractor coverage (not a single-carrier “one option” pitch)
Bid compliance support: COIs plus common endorsements
Clear quote checklists so underwriting does not stall
Basic claims intake and routing support when something happens

What we focus on (trades and coverage)

We stay trade-specific because underwriting and compliance are different for each contractor type.
What we focus
Compliance
Our standards

We stay trade-specific because underwriting and compliance are different for each contractor type.

Initial trade focus

  • Roofing contractors
  • General contractors
  • Plumbing contractor

Common policies we place for contractors

  • General Liability (GL)
  • Workers’ Compensation (WC), including ghost where applicable with careful disclosures
  • Commercial Auto
  • Bonds
  • Tools and Equipment (inland marine)
  • Umbrella / excess
  • Builder’s risk
  • Professional liability (E&O)

How we handle compliance (COIs and endorsements)

In brief: Many “insurance issues” are compliance issues. We help you request the right items the right way so you can keep bids and jobs moving.

Common requests we support:

  • Certificate of Insurance (COI)
  • Additional Insured endorsement
  • Primary and Noncontributory
  • Waiver of Subrogation

Fast lane note: If a job is deadline-driven, tell us early in the quote flow. Speed depends on complete information and carrier rules.

Links:

Our standards: advice, documentation, and content

In brief: Insurance is regulated and high trust. We keep recommendations clear, documentable, and consistent with visible site content and disclosures.

How we review recommendations

  • We start with how you actually operate: job types, subs use, payroll, revenue, vehicles, and claims history.
  • We confirm contract requirements before requesting endorsements.
  • We avoid promises we cannot control (carrier underwriting and approval are carrier-driven).
  • We use plain language and flag when something is commonly required by contracts vs guaranteed by law.

How we review educational content on this site

  • We write for busy contractors: short sentences, direct answers, scannable checklists.
  • We separate proof vs coverage changes (COI vs endorsement).
  • We include practical “what to verify” steps to reduce back-and-forth.

We update pages when carrier practices, forms, or common requirements change.

Team members

Real people, real roles, and clear accountability. Add licensing details where accurate and point to Disclosures for full legal language.

Mike hardson

Consultant

Aleesha brown

Consultant

David cooper

Consultant

Christine eve

Consultant

Kevin martin

Consultant

Sarah albert

Consultant

Quick checklist: what helps us move fast

Better inputs create faster quotes and fewer revisions on COIs and endorsements.

Have this ready when you reach out:

  • Trade and job types (service vs new build, residential vs commercial)
  • State and metro where you work
  • Revenue and payroll ranges
  • Subcontractor use (rough percent and what trades)
  • Claims history
  • Vehicles and drivers (if applicable)
  • Bid packet requirements and certificate holder details
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FAQs

Direct answers to common “who are you” questions contractors ask before starting a quote.

Are you a direct carrier or a broker?
We are an independent broker. We shop coverage with multiple carriers and help contractors match coverage to trade and compliance requirements.

Do you guarantee approval or the lowest price?
No. Underwriting and pricing are carrier-driven. We focus on fit, clarity, and getting you compliant without surprises.

Do you serve my area?
We currently serve contractors in California and Texas, including major metros and surrounding areas. See Locations for details.

Where can I see licensing and disclosures?
Use the Disclosures page for licensing language, limitations, and important disclaimers.

Ready to work with a contractor-focused broker?
ContractorsInsured.net team member assisting a contractor with insurance coverage
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